The Visa Black Card is focused on providing the highest level of service to each Cardmember. Marketed towards the top 1/3 of America, the Visa Black Card member is one who demands only the best of what life has to offer. Visa Black Card members enjoy 24-Hour world class Concierge Service, Exclusive Rewards Program and Luxury Gifts. The Black Card is not just another piece of plastic. Made with carbon graphite, it is the ultimate buying tool!